WHAT THIS PRIVACY POLICY COVERS

Lavrisclub.com takes your privacy seriously. Please read the following to learn more about our privacy policy.

How Lavrisclub.com Uses Your Personal Information

This policy covers how Lavrisclub.com treats personal information that Lavrisclub.com collects and receives, including information related to your past use of Lavrisclub.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to Lavrisclub.com

This policy does not apply to the practices of companies that Lavrisclub.com does not own or control, or to people that Lavrisclub.com does not employ or manage.

INFORMATION COLLECTION AND USE

General

Lavrisclub.com collects personal information when you register with Lavrisclub.com, when you use Lavrisclub.com products or services, when you visit Lavrisclub.com pages. Lavrisclub.com may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Identification number, and information about your assets. When you register with Lavrisclub.com and sign in to our services, you are not anonymous to us.

Lavrisclub.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Lavrisclub.com automatically receives and records information from your computer and browser, including your IP address, Lavrisclub.com cookie information, software and hardware attributes, and the page you request.

Lavrisclub.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE

Lavrisclub.com does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

• We provide the information to trusted partners who work on behalf of or with Lavrisclub.com under confidentiality agreements. These companies may use your personal information to help Lavrisclub.com communicate with you about offers from Lavrisclub.com and our marketing partners. However, these companies do not have any independent right to share this information.
• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Lavrisclub.com's terms of use, or as otherwise required by law.
• We transfer information about you if Lavrisclub.com is acquired by or merged with another company. In this event, Lavrisclub.com will notify you before information about you is transferred and becomes subject to a different privacy policy.

Lavrisclub.com displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria�for example, women ages 18-24 from a particular geographic area.

• Lavrisclub.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
• Lavrisclub.com advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your Lavrisclub.com Account Information, including your marketing preferences, at any time.

New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the Lavrisclub.com service, such as service announcements, administrative messages and the Lavrisclub.com Newsletter, that are considered part of your Lavrisclub.com account, without offering you the opportunity to opt out of receiving them.

You can delete your Lavrisclub.com account by visiting our Account Deletion page.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY

Lavrisclub.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Lavrisclub.com account or by placing a prominent notice on our site.

QUESTIONS AND SUGGESTIONS

If you have questions or suggestions, please send us an e-mail at info@lavrisclub.com or you can contact us at: